Report on Deployment of bank credit to G and J sector- June 2021

The Gem & Jewellery Export Promotion Council |Published in June’21 Deployment of bank credit April, 2021  Bank credit deployed as on April’21  Monthly movement is deployment of bank credit  Monthly export performance of the G&J sector  Export performance vs Bank credit deployed

28,352 28,844 28,959 28,000 28,200 28,400 28,600 28,800 29,000 29,200 Apr-19 Apr-20 Apr-21 INR Billion 667 589 593 540 560 580 600 620 640 660 680 Apr-19 Apr-20 Apr-21 INR Billion Source : Reserve Bank of India Credit deployed to the all industries Credit deployed to the G&J Sector The Gem & Jewellery Export Promotion Council |Published in June’21 Bank credit deployed as on April - 2021 1.7% 0.4% -11.7% 0.7% -14.0% -12.0% -10.0% -8.0% -6.0% -4.0% -2.0% 0.0% 2.0% 4.0% Apr-20 Apr-21 Change in credit to G&J Sector Change in credit to Industry

28,616 28,752 28,213 27,787 27,749 27,398 27,533 27,602 27,816 27,862 29,180 28,959 27,000 27,500 28,000 28,500 29,000 29,500 Mar-20 Jun-20 Sep-20 Jan-21 Apr-21 Jul-21 INR Billion 574 557 546 542 556 574 609 630 613 612 627 593 520 540 560 580 600 620 640 Mar-20 Jun-20 Sep-20 Jan-21 Apr-21 Jul-21 INR Billion 0.5% -1.9% -1.5% -0.1% -1.3% 0.5% 0.3% 0.8% 0.2% 4.7% -0.8% -3.1% -2.0% -0.7% 2.6% 3.2% 6.2% 3.4% -2.6% -0.3% 2.5% -5.4% -8.0% -6.0% -4.0% -2.0% 0.0% 2.0% 4.0% 6.0% 8.0% Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Change in credit to Industry Change in credit to G&J Sector Monthly o/s credit to all industries Monthly o/s credit to the G&J Sector

20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Change in credit to Industry Change in credit to G&J Sector Monthly o/s credit to all industries Monthly o/s credit to the G&J Sector The Gem & Jewellery Export Promotion Council |Published in June’21 Source : Reserve Bank of India Monthly movement is deployment of bank credit

Source : GJEPC Analysis The Gem & Jewellery Export Promotion Council |Published in June’21 Monthly export performance of the G&J sector April May June July Aug Sept Oct Nov Dec Jan Feb March FY 2020 2.99 3.30 3.09 3.05 3.05 3.42 3.61 2.68 2.44 2.90 2.97 1.96 FY 2021 0.04 1.06 1.65 1.51 1.78 2.51 2.92 2.55 2.54 2.67 2.64 3.42 FY 2022 3.37 2.90 2.99 3.30 3.09 3.05 3.05 3.42 3.61 2.68 2.44 2.90 2.97 1.96 0.04 1.06 1.65 1.51 1.78 2.51 2.92 2.55 2.54 2.67 2.64 3.42 3.37 2.90

0.50 1.00 1.50 2.00 2.50 3.00 3.50 4.00 USD Billion FY 2020 FY 2021 FY 2022

The Gem & Jewellery Export Promotion Council |Published in June’21 Source : GJEPC Analysis Export performance vs Bank credit deployed 43.20 41.01 39.76 35.46 25.29 10.65 11.17 10.37 7.89 8.57

5.00 10.00 15.00 20.00 25.00 30.00 35.00 40.00 45.00 50.00 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 USD Billion Industry export turnover Gross bank credit 25% 27% 26% 22% 34%

.37 7.89 8.57

5.00 10.00 15.00 20.00 25.00 30.00 35.00 40.00 45.00 50.00 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 USD Billion Industry export turnover Gross bank credit 25% 27% 26% 22% 34%

The Gem & Jewellery Export Promotion Council |Published in June’21 For any information contact: Mr. Sudhir Patil Assistant Manager – Trade Policy & Projects Tel : +91 22 2654 4600 Fax : +91 22 2652 4764 ho@gjepcindia.com | www.gjepc.org Disclaimer This report is prepared by The Gems and Jewellery Export Promotion Council (GJEPC) for general guidance and information purposes only and should not be reproduced or disseminated to others without the permission of The Gems and Jewellery Export Promotion Council. Though, every effort is done to confirm the accuracy and completeness of the data contained, the GJEPC takes no responsibility and assumes no liability for any error/ omission or accuracy of the report. Readers of the report should seek professional advice or arrive at their own judgement and conclusion before making any decision based on this report.